Article & News
Page: CiviClaim Blog

Insurance Claim Denials for Property Damage: Five Reasons and How to Appeal Successfully
Insurance claim denials frustrate property owners daily, but understanding these five common reasons and proven appeal strategies can turn rejection into compensation.

Emergency Water Extraction and Insurance: What to Do in the First 48 Hours
Botched water damage response in the first 48 hours can destroy your home and void your insurance coverage forever.

Smoke Damage Insurance Settlements: Why Visible Damage Is Only Part of Your Claim
Fire damage settlements often overlook hidden smoke contamination lurking in HVAC systems and behind walls that adjusters can’t see.

Biohazard Cleanup Insurance Claims: Navigating Coverage for Sewage and Contamination Events
Biohazard cleanup costs from sewage and contamination can devastate your finances unless you know these hidden insurance coverage secrets.

Storm Damage Claims Process: Timeline Expectations and Common Adjuster Delays
Learn why storm damage claims take months longer than promised and discover the hidden delays adjusters never warn you about.

Mold Remediation and Insurance Coverage: Understanding Your Policy’s Hidden Exclusions
Getting mold coverage from your homeowner’s insurance isn’t guaranteed—these hidden policy exclusions could cost you thousands in unexpected remediation expenses.